Effective Date: 1 May, 2025
Welcome to the official website of Ed Personius , a licensed loan officer (NMLS #1610807) affiliated with Qualified Home Loans. By accessing or using this website, you agree to be bound by the following Terms of Service ("Terms"). Please read them carefully before using our site or services.
This website is intended to provide general information about mortgage options, loan products, and related services. All services are provided by
Ed Personius, NMLS #1610807, under the umbrella of Qualified Home Loans, a licensed mortgage lender.
To use our services, you must be at least 18 years old and legally able to enter into a binding agreement. Use of this site or services by anyone under 18 is strictly prohibited.
Submitting an inquiry or application through this website
does not guarantee loan approval
. Loan terms, conditions, and approvals are subject to underwriting, credit review, and full documentation.
You agree to use this website lawfully and only for its intended purpose. Prohibited uses include, but are not limited to:
Impersonating another person or misrepresenting your identityAttempting to gain unauthorized access to the site or its users' dataDisrupting or interfering with the site's functionality or security
Your use of this website is also governed by our Privacy Policy. By using the site, you consent to the collection and use of information as described there.
All content on this site—including but not limited to text, graphics, logos, and images—is the property of Ed Personius or used with permission. Unauthorized use or duplication is strictly prohibited.
This site may contain links to third-party websites. We are not responsible for the content or accuracy of those sites, nor do we endorse them. You access third-party sites at your own risk.
The information provided is for general informational purposes only and should not be construed as legal, financial, or mortgage advice.We do not warrant that the website will be uninterrupted or error-free.All loan scenarios and rates are subject to change without notice and based on market conditions.
To the fullest extent permitted by law, Ed Personius and Qualified Home Loans shall not be liable for any indirect, incidental, or consequential damages resulting from your use of this site or services.
You agree to indemnify and hold harmless Ed Personius, Qualified Home Loans, and their affiliates from any claims or damages resulting from your use of the site or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
For questions about these Terms, please contact:
Ed Personius
NMLS #1610807
Email: [email protected]