Self-Employed? Get a Mortgage With ZERO Tax Returns - See if you Qualify

Turn Your Bank Deposits Into a Home Loan – No W-2s, No Tax Returns, No Problem!

What are you looking to do?

Please select the option that best suits your situation.

Purchase a house

Refinance

Use my equity

What type of property is it going to be?

Single Family Home

Multi Family Home

Condo

Other

How would you describe it's purpose?

Primary Residence

Vacation Home

Investment Property

What’s your estimated credit (FICO) score?

Below 620

620–660

660–700

700+

What’s the estimated value or purchase price of the property?

Below $500,000

$500,000–$750,000

$750,000–$1M

$1M-$1.5M

$1.5M+

What city in California are you looking in?

What is your employment status?

Self-Employed / Business Owner

Employed (W2)

Other

When are you planning to buy your home?

Within 2 months

2-6 months

More than 6 months

Your First Name Only

Last Name

Your Email Address ( we will send qualification details here)

Phone Number (will let you know if you're qualified)

What to Expect

Personalized Rates

We shop the market to get you the best rates available—options built for your goals, not just one-size-fits-all.

Step-by-Step Guidance

You’ll get real help from experts who make buying a home simple and painless, from pre-qualification to closing.

Personalized Rates

Find out what exclusive programs you qualify for (many only require a 620+ credit score)—get better terms and financing made for buyers, not just investors.

Meet Your Broker!

Ed Personius

Ed Personius is a top-tier mortgage broker recognized for expertise and professionalism. With extensive experience, Ed Personius has built a reputation for delivering outstanding service to clients of all financial backgrounds.

Dedicated to helping individuals and families achieve homeownership, Ed Personius listens closely to clients’ needs and provides customized solutions tailored to each financial situation.

Leveraging deep mortgage market knowledge and a strong industry network, Ed Personius secures the best rates and terms available. What sets Ed Personius apart is a commitment to building lasting relationships. Understanding that getting a mortgage is just the beginning, Ed Personius guides clients through every step of the journey.

Whether you’re a first-time buyer or a seasoned investor, Ed Personius is here to help you reach your financial goals. With a proven track record and a commitment to excellence, Ed Personius is the trusted partner you need when navigating the mortgage process—whether buying a home or refinancing.

What are you looking to do?

Please select the option that best suits your situation.

Purchase a house

Refinance

Use my equity

What type of property is it going to be?

Single Family Home

Multi Family Home

Condo

Other

How would you describe it's purpose?

Primary Residence

Vacation Home

Investment Property

What’s your estimated credit (FICO) score?

Below 620

620–660

660–700

700+

What’s the estimated value or purchase price of the property?

Below $500,000

$500,000–$750,000

$750,000–$1M

$1M-$1.5M

$1.5M+

What city in California are you looking in?

What is your employment status?

Self-Employed / Business Owner

Employed (W2)

Other

When are you planning to buy your home?

Within 2 months

2-6 months

More than 6 months

Your First Name Only

Last Name

Your Email Address ( we will send qualification details here)

Phone Number (will let you know if you're qualified)

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